Use Cases for Finance

📞 Instant Loan Callbacks

Call loan applications within 5 seconds, qualify borrowing needs, and warm-transfer to loan officers before prospects shop competitors.

✅ Investment Lead Qualification

AI agents gather investment goals, risk tolerance, portfolio size, and timeline—ensuring advisors only speak with qualified prospects ready to invest.

📅 Consultation Confirmation

Automatically confirm scheduled financial consultations 24 hours ahead, reducing no-shows from 35% to under 12%.

🔄 Cold Lead Revival

Reconnect with thousands of aged leads to find prospects with changing financial needs, converting 3-7% into active opportunities.

⏰ 24/7 Inbound Coverage

Answer after-hours calls instantly, qualify financial needs, and book consultations so you never lose weekend or evening prospects.

🏦 Loan Origination Support

Pre-qualify mortgage applications, gather required documentation, and schedule underwriter reviews to accelerate the lending pipeline.

Why OneAI Phone Agents for Finance?

Win Speed-to-Lead

First to respond wins 82% of financial prospects. Our AI calls in under 5 seconds—faster than any competitor.

Finance Intelligence

AI trained on lending, investment, mortgage, and wealth management terminology. Knows products, regulations, rates, and qualification criteria.

CRM Integration

Seamlessly connects with Salesforce, HubSpot, Pipedrive, and financial-specific platforms—personalizing calls with existing prospect data.

Compliance Ready

Built-in TCPA compliance, DNC scrubbing, and consent tracking. Full audit trails for FINRA, CFPB, and regulatory requirements.

Warm Live Transfers

AI briefs advisors before transferring: "Michael, high-net-worth prospect, $500K to invest, seeking portfolio diversification, ready to meet."

Local Presence

Shows local number + firm name on caller ID. 4x higher answer rates than toll-free numbers.

Controllable Scripts

Configure exact qualification questions, compliance disclaimers, and value propositions to match your firm's approach.

Finance Organizations Using OneAI

Investment Advisory Firms

Examples: RIAs, wealth management firms, robo-advisors
Benefits:

• Beat competitors with 5-second response times to investment inquiries
• Qualify portfolio size, risk tolerance, and investment timeline
• Route by specialty to appropriate advisors (retirement, tax planning, estate)

Mortgage Lenders & Brokers

Examples: Banks, credit unions, mortgage companies
Benefits:

• Handle application volume spikes without hiring temp staff
• Pre-qualify borrowers on income, credit, and property details
• Schedule appraisals and underwriter consultations during compliant hours

Business Lending Firms

Examples: SBA lenders, equipment finance, merchant cash advance
Benefits:

• Respond instantly to business loan applications
• Qualify on revenue, time in business, and funding needs
• Route to appropriate lending specialists by loan type

Financial Planning Practices

Examples: Fee-only planners, tax-focused advisors, retirement specialists
Benefits:

• Convert website leads with immediate callbacks
• Qualify life stage, financial goals, and planning needs
• Scale during tax season without hiring seasonal staff

Credit Repair & Debt Services

Examples: Credit counseling, debt consolidation, settlement firms
Benefits:

• Respond to distressed borrowers within minutes of inquiry
• Qualify debt amounts, income situation, and urgency
• Maintain compliance with debt collection regulations