Suggestions

• What challenges does the industry face in achieving profitability?

• What are the potential penalties for insurance fraud in Florida?

• Have there been any mergers/acquisitions, consolidations or divestitures?

• What is the applicant acknowledging regarding the answers provided in the application?

• What is the forecast for premium growth in the industry in 2011?

• What is the outlook for the second half of the year for Hiscox Ltd.?

• Why did Hiscox Ltd.'s Bermuda property catastrophe account see a decrease in gross written premiums?

• What impact did the first-half catastrophes have on Beazley's property and reinsurance divisions?

• Is there a Products Liability policy included with GL?

• What is the highest biohazard lab rating?

• What are the consequences for knowingly presenting a false or fraudulent claim for payment of a loss or benefit?

• What is the applicant's date of establishment?

• Is the applicant a subsidiary of another entity?

• Do you have a formalized information security policy that dictates the protocols that control access to use all critical data, process or information systems for all authorized users, including business partners and third parties?

• What are the potential penalties for insurance fraud in Minnesota?